How to write a business plan for a doctor's office

by Joe Keny

A doctor's office is a small company as an accountant or consultant could have. It just is not enough these days to advertise, promote patient referrals and network. This is particularly true if you share the office with others. For your practice to grow and prosper, you need to write a business plan that irons expected difficulties and provides guidance for growth .

write your business plan before the Opening your doctor's office. List of items to be covered in the plan. Meeting with your colleagues for their contribution .

provide a description of your practice. Ask each doctor to write a brief biography of their education, work history, medical experience and professional affiliations. It is also important for your marketing materials .

Define the services you provide each. Be as specific as possible. Mention outside clinics, companies and colleagues who refer patients for treatments not cover you. In addition, investigate the health insurance plans and determine which ones you if everything .

accept Describe your office space. Note how many days a week, every doctor will be in practice and correspond with the services it can offer. You enter this information later in your marketing materials .

Talk about people treat you. Note demographic information such as age, sex, income level, pre-existing medical conditions, insurance and any other information relevant to your services .

Consider how you want your market practice. Map of how you will monitor the results of your advertising and assessed. Divide the network so that no one is blocked all expenses of their free time at conferences or business meetings .

Be open with each other about how you want to do. Estimating the number of patients you can reasonably accept in a day of work. This way you can measure the results when you review your business plan .

Plan for the growth of your doctor's office. Mention of specific amounts, number of patients, days or hours and the number of staff or contractors that you want to add to your business.

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About the Author

Joe Keny - Everthing about business.The above article can be found in Business Center.

Get Cash You need for your Business

by Matthew Meyers

Every day someone somewhere has a great idea for a new business. They may really do their homework and look into things like: market potential for the product or service; other competing products already on the market; acquiring protection for their idea (such as patent or copyright); setting up a company; and last, but by no means least, the most important aspect - finding the money required to make it all happen.

Typically, the entrepreneur finds that in order to proceed, they don't have the money needed and have to begin the search for financial assistance. They usually discover when they prepare a detailed business plan, the costs involved in turning their good idea into a real business, are significantly more than they anticipated. The next step then has to be beginning the search for outside financing.

In addition to new business ideas, there are many small businesses that are already up and running and need additional financial help for any number of reasons including expansion. Without outside financial help, they will always remain small and never realize their true potential.

When all the usual sources of funds are exhausted ( such as a second mortgage on the family home, using up savings meant for retirement, borrowing from family and friends, etc.) the next step is to approach a bank with your business plan. You will find that banks are usually not interested in financing these enterprises without a ton of security, which usually means if you had this type of collateral, you would not need a loan in the first place.

At this point the new business idea or plans for expansion are pretty much dead.

The good news is that what people don't realize is that both Federal and Provincial governments actually offer an excellent variety of either loans or, in some cases. Government Guarantees for bank financing. The even better news, is that in some cases they actually offer a Grant, which is a loan you don't have to repay.

I think everyone knows government loans and grants do exist, the problem has always been where do you find information about them and how do you apply. The Ontario Business Loans Guide is the first complete and up to date source of this type of information. It has a section on Federal Assistance, which could apply to any Canadian company, and another section specific to businesses located in Ontario. It also includes a section on preparing a good Business Plan, which you will definitely need.

Hopefully this book will send you in the right direction in obtaining the financial help your company needs. www.ontario-business-loans.com

Find out more about Barry's website, Ontario Business Loans and how he's been helping people for 25 years with their businesses.

About the Author

Matthew Meyers writes regularly about business related topics. I hope you enjoy this article.

One Loan - Solution To Several Others

by Sam Loyal

College education is not cheap. You will agree that in order that you make the best out of college, you will need to be in the best colleges around. The colleges need to be accredited by the various authorities. Similarly, these colleges are not any cheap to study at.

It takes sacrifice and several loans to make it. There are so many students seeking admission into the colleges and when you cannot pay, you will have to give way. However, many people seek the help of unsecured loans to get what they want from the colleges.

Trouble at the end

Trouble will only start at the end of the college. Many institutions lending study loans will usually offer a grace period where you begin making payments after you complete your education. So, you will study with a lot of ease. You will only worry when you graduate.

It is not that you are scared, but you may not be sure of how you would pay. Some people have to work for some time to gain experience so that they land better jobs to be able to make repayments. Others already have commitments like families and so they need to get promotion to start paying.

Sometimes the promotion may take time even within your organization. The lender would be ranking you as a defaulter all that while. Unless you make the payments, you are in trouble. Soon, they will start calling you and harassing you. You cannot escape.

Light along the way

All is not lost even with the harassment. You will still find that you can opt for consolidating all those college loans to get one simple payment. You can have one loan that will cover the many others that you have. Your troubles will end just like that.

Even so, you would still need to be careful that you never mess up when seeking this help. You would still need to be sure that what you have is the right one you should have. You need to compare the different rates of lenders seeking to offer you consolidation.

It is simple and very easy. You can sit on your personal computer and look for all the lenders available for your region. Then, you would need to see what they have to offer. You can compare their rates. You must not overlook that small difference that you will see.

Small as it may seem, it may be so big on the end cost of your student loan consolidation. Besides, it should help you enjoy the benefits that come with best consolidation interest loan rate student. You can be sure that you will have come to end of poor credit rank.

Yes, college loan consolidation should be a relief and not a door to other problems. Do not accept to be manipulated by others who know how desperate you are to pay your academic loans.

About the Author

Your achievements will be the qualification earned and lowest consolidation interest loan rate student if you choose the best company for your student loan consolidation. Read more just online.

Is It Really Possible to Trade the Markets and Win Every Tiime?

by Larry Parr

Copyright (c) 2008 Larry Parr

If you're a short-term stock trader I'll lay odds you're little more than a dart-throwing monkey. Many, many years ago a TV host named Gary Owens invited a group of stock market experts to predict short-term prices. He then had a monkey throw darts at a list of stocks.

Guess who did better? Yeap. The monkey and his darts won, no contest.

Even so, being a stock market monkey is no way to win the trading game, not in the long run. Yet almost every short-term trader is doing nothing more and nothing less than guessing and then hoping that he or she is right.

Oh, you tell yourself that you've thoroughly researched the fundamentals of every company you buy, or you've analyzed their charts up one side and down the other. But what you're really doing is just guessing and deep in your soul you know it.

One of the reasons you're forced to guess about short-term stock prices is because you have been taught your entire trading life that stock prices are random. After all, how could they NOT be random? Prices are set by thousands of traders, each bidding independently of the other. How could order come from such chaos?

And yet it does. And you can prove it to yourself with nothing more than a child's plastic protractor, the kind you can buy at any grocery store.

Place the protractor at the top of any high point on any chart and at the bottom of any low trading range. Then look at the 50, 60 and 70 degree lines. What do you see? I can tell you what you see without even looking.

What you see are dozens of trading ranges which trade PRECISELY to those lines. How is this possible?

And as if what you're seeing with your own eyes isn't enough, look at any chart gaps that fall under your protractor. One of the lines I mentioned will cut through the middle of virtually 100% of all chart gaps. Now that simply wouldn't be possible if stock prices were random, would it?

In order for you to be seeing what you're seeing there would have to be SOME kind of a relationship between stock prices over time.

There would have to be a mathematical pattern to stock prices.

Why hasn't anyone ever shown you this before? In all probability because they didn't know about it - or because they were DETERMINED not to believe it. Most stock brokers have been trained to think the markets are random.

After all, if they admitted the markets weren't random then you would demand that they find the pattern and make you rich. Obviously they can't do that.

So how does this affect you? To begin with your blinkers have just been permanently removed. No matter how hard you try you'll never be able to look at the markets the same way again.

Every time you guess about a stock or index, some little part of you is going to be screaming at you to find the true pattern, to stop guessing, to stop gambling and to finally start really INVESTING.

Knowing that the pattern is there is the first step. Unfortunately finding that pattern, identifying and quantifying that pattern is not so easy. If it were there would be a lot more stock market billionaires around today than there are.

So you've got several choices.

You can continue being a stock market monkey. In other words, do nothing and just keep guessing and hoping that your guesses are right more often than they're wrong. Good luck with that over the long run.

Choice number two is to take whatever time is necessary analyzing and experimenting with one formula after another until you hit upon the right one. Do that and the keys to the vault are yours.

Or find someone who has already found the formula and invest along side that person.

Unfortunately by doing nothing, by continuing to fool yourself into thinking you're a lot smarter than you are in choosing stocks, all you're doing is to continue throwing dart after dart at the stock market in the vain hope that one or two will hit a winner.

So -- you now recognize that a pattern exists. The next step is for you to take action. Stop playing the monkey. Do whatever you must to uncover that pattern and change your life from that of a gambler to that of a true trader.

About the Author

Larry Parr is a true stock market Maverick who has spent the past 19 years studying stock patterns and the math behind them. The startling mathematical formula he recently discovered can make YOU very, very rich -- and the information won't cost you even one cent of your own money, now or at any time in the future. Intrigued? http://www.themavericktrader.com

Options Trading in Extremely Volatile Markets

by Jason Ng

The recent stock market crisis (2008) not only rocked the financial system and the world economy but also the pockets of countless options traders all over the world. Options traders who used to profit in the years prior to this market crisis broke their bank as none of their options strategies seem to work in this market anymore. So what is it about extremely volatile markets and how should one profit through options trading under such conditions?

Extremely volatile market conditions not only produce unpredictable short term stock price swings but also open up the bid ask spread of individual stock options due to a lower liquidity and profiteering by market makers. This combined effect not only made it doubly hard for options traders to make a profit. Volatile options strategies, supposed to be meant for such conditions due to their ability to make a profit when the market moves up or down strongly and their ability to profit from an increase in volatility, also failed to produce any consistent profits due to the higher premium outlay and wide bid ask spreads, soaking up most of the profits. Unexpected rallies also crunch volatility to the extent of producing losses through decaying the premium of long legs at express speed. Short term (weekly, monthly) directional options strategies fared even worse as it not only became almost impossible to predict short term price swings but the high premium and bid ask spreads also took most, if not all, of the profits away even if the stock did move in the expected direction.

So what works in an extremely volatile market condition such as this one?

First of all, let's look at all the different ways to trade options. There are 3 main options trading methodologies; Swing Trading, Position Trading and Day Trading.

Swing trading is a directional options trading methodology that aims to pick stocks that will move quickly and strongly within a short period of time in a predictable direction and then execute bullish or bearish options strategies in order to profit from these moves. As mentioned before, trying to profit from directional swing trading in an extremely volatile market is like swimming against the tide. Not only is directions hard to predict in the first place but the high options premium along with gapping bid ask spread all work against its favor.

Position trading is more complex than Swing Trading as it aims to profit mainly (although there are also position trading strategies that are directional in nature) from volatility or premium decay through putting together several different options and / or stocks in order to produce a hedged, market neutral position. Position trading has produced some pretty profitable results for me in this market crisis as volatility soared and options premiums are high. This puts the disadvantages of an extremely volatile market condition in the favor of the options trader. Such positions include dynamically hedged delta-neutral as well as delta-gamma-neutral positions. Both of these position trading strategies aim to neutralize market movement such that unexpected swings do not affect the position significantly while the position safely takes the high options premium on the short legs into your pockets.

Day trading is an extremely dynamic options trading method where options are bought and sold very quickly within one day in order to profit from the slightest intraday price swing or change in volatility. This strategy was a pretty hard one to profit from in low volatility market conditions as prices doesn't change enough within a day to produce significant profits. However, day trading becomes extremely profitable in the hands of seasoned options trading veterans in extremely volatile market conditions such as this market crisis as the Dow itself has produced intraday trading ranges of up to 10%! Yes, this is the kind of trading range and price range that cannot be realized in normal market conditions. Day trading often takes the form of simply buying or shorting call or put options and then quickly covering them when profitable. Day trading also avoids the extreme overnight uncertainties that so often catch swing traders by surprise in this market crisis. Sudden overnight good news can often gap the Dow up by a significant amount and closing it over 10% higher. This can wipe out all your profits if you had been betting in the opposite direction overnight. Day trading, however, is extremely risky for beginners in options trading as the price movement is so fast and dynamic that when things happen, beginners may not know what to do and be able to do it quickly. This is therefore not recommended for beginners.

So, there you have, 2 ways to profit from this market crisis through options trading which I have used profitably. Options trading (http://www.optiontradingpedia.com) is definitely profitable under any market conditions as long as you use the right method for the prevailing conditions.

About the Author

Jason Ng is the Founder and Chief Option Strategist of Masters 'O' Equity Asset Management ( MastersoEquity.com ) and author of OptionTradingPedia.com . He is a fund manager specializing in options trading and his revolutionary Star Trading System has helped thousands.

How to Protect the Wealth with Gold in These Days?

by Liliane Waldner

The financial crisis goes on. Nobody knows where it ends. There is still not enough confidence in the 700 billion Dollar efforts of the United States to rescue the financial market. Citigroup has needed a $306 billion rescue plan in order to survive. Meanwhile the Fed has been forced to top this effort with 800 billion Dollars in order to unfreeze credit for homebuyers, consumers and small businesses. Market observers fear that the financial crisis could sweep over to the consumer credit market. US households have increased their debts for about 8 trillion Dollars during the recent decade. Is that the next grenade that is going to explode?

Gold Looks Appealing in These Days

Hoarding gold has always been a proven strategy during times of crisis or war. This has always been a currency that could be used anytime and anywhere in the world. Now, have a look, what has happened with gold recently. It has touched the 800 Dollar mark on Friday the 22nd of November and it has continued to stay above the 800 Dollar mark during the following days. It hit already the 1000 Dollar mark during spring and it reached over 900 Dollar during end of September and beginning of October. It has fallen below 750 Dollars after the governments of the United States and big European states have launched their rescue plans for the financial markets. Now it seems that gold is back again. Is there not enough confidence in the measures that have been taken?

A Sign of Lack of Confidence to the Financial Markets

The new increase of the gold price could be an indicator that the crisis is not over yet. There is not enough confidence in the markets. There is a lame duck government in the United States. Rounding up the situation we see a weaker Dollar, while the Oil price starts to increase again. Now, we come to the question, if it is recommendable to invest a part of the assets in gold? It's a way to protect the value of the assets or a speculative mean to make money. There are not many attractive alternatives in these days.

Pros and Cons of Gold Investments

The pros of investments in gold are the diversification of the portfolio and the fact that gold is a scarce and limited commodity. The problems on the financial markets could go on for a while and thus the gold price increase furthermore. I have read recently the opinion that the gold price could climb to around 2000 Dollars.

The cons are that it is always wise to be careful, if a lot of sources recommend a certain investment. The gold price was around 300 and 400 Dollars during the Eighties and Nineties and it started to increase to the actual level during the actual decade. If the inflation were considered, the gold price, however, would have been higher than 400 Dollars to the actual prices.

The best way to buy gold is physical as bullion. Another fine solution is to buy ETF's Exchange Traded Funds in gold. ETF's offers an opportunity of buying the rights on gold and to benefit from a prosperous development without hoarding physically gold at home or in a bank safe.

Gold and environment

Gold is not an environment friendly asset. Mining gold causes serious contamination of water, because the miners use mercury in order to extract the gold. This is the ugly side of the radiant story of gold. We should be aware that we can hoard gold, but we cannot drink and eat it. King Midas of the ancient Greece has experienced it in a painful way. Everything what he has touched has been converted in gold. Life became hell to him. People are invited to tell their opinion about gold in the forum of Make Money Tip. The website is: Make Money Tip

Liliane Waldner

About the Author

Liliane Waldner is a business economist. She lives in Zurich. She has been in a member of the parliament of the State of Zurich during 17 years. She has attended the board of several public entities and companies, some of them dealing with the financial markets. Her website is: Make Money Tip

How to write a business plan for a dry cleaning business

by Joe Keny

The dry cleaning business has its challenges and rewards. Some of the challenges of financing for equipment, real estate, to pay employees, and acquisition of cleaning solutions and supplies. An attractive, professional dry cleaning business plan in May impress potential investors and bank loan officers who can help you set up. Read more tips to help you go in this direction .

Look for books and resources online and offline to understand your business thoroughly and dry cleaners plans of company in particular. You will find business plans for all businesses across the board of directors have a generic structure of four main sections: finance, information about your business, market and competition.

Search the Internet for the state of the art software if you want to spend most of your valuable time working on your industry-specific content. You can also find models online or from your small central .

development research and read about the history, processes and competition in the dry cleaning business to help you to write one, no-questions left unanswered business plan .

Think local and surrounding levels of wealth, access to the surrounding intersections and streets, chemical solutions and more respectful of environmental cleaning solutions on the market now. Consider to be your employees, and think about how you keep it (the industry has a high employee turnover rate). Think about customers and customer service, and how you answer these seemingly mundane, but important issues such as lack pulls and buttons and zippers broken. There are many things to consider for planning for dry cleaners in your business plan .

Establish your 10 - to 20-page business plan and to include specific sections, including the summary description of the business, marketing plans, analyze the competition, business plan and implementation? workforce, management, and operations and finance. Include a cover, title page and table of contents .

Write an exit strategy and plan for the future of your business. Will you still be in the business? Will your hand and start a franchise, sell your company, or keep it in the family? All decisions that affect your company belong to your dry cleaning business plan.

This article is written by Free Article Tool.

About the Author

Joe Keny - Everthing about business.The above article can be found in Business Center.